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Our Blog - Sharing & Informing

Uninsured driving across the UK

Courtesy of Howden Insurance - Your local Insurance broker

New hotspots data has uncovered the worst offending areas for uninsured driving across the UK, with Birmingham leading the pack.


The data has been released by the MIB (Motor Insurers’ Bureau), the UK entity that exists to protect people from the devastation of uninsured and hit-and-run drivers, to coincide with their annual ‘Operation Drive Insured’ campaign.

This week-long vital road safety initiative, running 11-17 November, sees MIB collaborating with all UK police forces to get uninsured drivers off the road.

While West Midlands postal areas account for eight of the top 15 hotspots, postcodes within Northumbria, London, Thames Valley, South Yorkshire and Greater Manchester also feature. View the table of offending areas on the MIB site here.

Interestingly, 30 claims against uninsured drivers from Croydon were submitted to MIB - the highest number in one postal district in the UK. However, due to the dense population of the area, it only ranked 176th on the hotspot list.

Road policing units across the UK will be carrying out additional checks on motorists in problem areas throughout Operation Drive Insured, in a bid to tackle the plague of uninsured drivers. Forces will utilise data provided by MIB and partners to focus their efforts. This will include:

• Navigate, the central record of all active motor insurance policies which is managed by MIB.
• Operation Tutelage markers, where cars passing ANPR cameras on previous occasions have been compared to data held on Navigate. Uninsured vehicles with an Operation Tutelage marker are then flagged to police and dealt with roadside.
• Predictive Movements, to narrow down the expected movements of known uninsured vehicles.

The MIB is committed to reducing uninsured driving, working closely with all police forces to target these dangerous vehicles before they harm another road user. So far this year, almost 115,000 uninsured drivers have had their vehicle seized through the work of MIB in conjunction with police.

However, current estimates from MIB indicate that there are an average of 300,000 uninsured vehicles on UK roads every single day.

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